Auto Insurance Quote Forms
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Auto Insurance Information
Most vehicles have safety devices, such as airbags, that offer protection in the event of an accident. But one of the most significant types of protection a driver can have is auto insurance. This coverage helps provide financial security to a driver if there is an accident, their car is stolen, or their vehicle sustains damage, which may help lighten damage costs.
What Is Auto Insurance?
Auto insurance is a contract between a vehicle owner and their insurance agency. It states that the insurer will help assist a driver financially if there is an accident or another covered loss. In exchange for this coverage, the driver agrees to pay the insurer a premium. The amount an insurer provides typically depends on the type of policy. Eagle Insurance can help you find the specific insurance for your needs.
How Does Auto Insurance Work?
Car accidents can be costly. Auto insurance helps to provide some financial assistance, reducing your out-of-pocket costs. After an accident and your claim has been filed, depending on the amount you’re responsible for, you’ll receive a certain amount of money to assist with repair costs.
Who Is Covered by My Auto Insurance?
Generally speaking, your auto insurance policy will cover you and other family members listed on your policy. If someone is not listed on your policy, they typically are not considered to be covered drivers. Your policy will likely cover only personal driving, such as commuting to work, running errands or taking a trip. It doesn’t protect your vehicle if it’s used for commercial purposes. We can explore what coverage you may need if your vehicle is used commercially.
What Coverage Does an Auto Policy Provide?
The average auto insurance policy can offer numerous coverages, which may include the following:
Collision insurance. This covers damage to your vehicle that you sustained in an accident.
Comprehensive insurance. This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Medical payments coverage/personal injury protection. If you are injured in an accident, this coverage can pay for your medical bills. Sometimes it will cover other losses, such as lost income.
Uninsured/underinsured motorist insurance. This protects against damage caused by someone else who doesn’t have appropriate liability coverage.
You can often add further benefits to a qualifying policy, including:
What Does Auto Insurance Cost?
Auto insurance is determined by various factors, including coverage limits, your vehicle’s value and driving history, where you live, and your past claims history, among other things. Eagle Insurance can help you determine what auto insurance is best for you and your vehicle.
How We Can Help
Call us at 956-620-2028 today and let us help you get the coverage you need for your vehicle.